Evaluating Senior Living Costs

As today’s seniors are living longer than ever, it makes sense to consider whether to age in place in their own home or take advantage of the benefits offered by senior living communities. While many older adults say they wish to stay at home, the reality is in some situations it may be impractical due to the burden of home maintenance, mobility issues and declining health. For more active seniors, community living offers a carefree lifestyle with predictable budgeting and built-in companionship. To make an informed decision regarding one’s choices, it is important to know the real cost of living at home, receiving in-home care or residing in a senior community. 

If you are currently living in your own place and think senior living communities are way more expensive, consider the following. Living in a home or apartment can mean a monthly mortgage or rent payment and homeowners or rental insurance. Property taxes are also a cost for homeowners. Monthly expenses often include utility bills for electricity, gas, trash and water as well as phone and internet services. 

Assuming you no longer want to or can maintain the outside of your home, you will need yard care not to mention maintenance like painting or replacing a roof. Driving and maintaining a car is not cheap and in many cases is necessary if you live on your own. Other expenses might include things like an emergency call system, fitness club membership and housekeeping services, which all start adding up.

If a senior needs help with the ADLs (activities of daily living) and wants to obtain in-home care services, you need to factor in those costs, and they are not inexpensive. So in addition to all the associated costs of living in and maintaining a home, you also have the high cost of in-home care. 

Senior living communities may sound expensive until you factor in all the benefits you get. Many offer a choice of independent living or assisted living with spacious private apartments, onsite amenities such as fitness centers and salons, dining services, social activities and an appropriate level of care for residents. Many include scheduled transportation, organized trips to local activities and are pet friendly. 

At MorningStar at West San Jose, our community is designed around the various needs of older adults and provides senior-friendly activities and companionship with like-minded people of a similar age. Outside chores as well as cleaning and cooking are taken care of by us, allowing you to focus on the things you love to do most in life. Along with smartly-designed floorplans, residents enjoy inviting common areas perfect for relaxation and spending time with friends. If you are looking for independent or assisted living in San Jose, MorningStar may be the place for you.

MorningStar takes tremendous pride in the reputation we have earned for excellence and authenticity since our inception in 2003.  We believe the human capacity to grow, to learn and to contribute is ageless; and we act upon that truth daily, as we care for, inspire, and love the residents under our roof. Contact us for more information about the finest senior housing in San Jose.

Considering a Memory Care Community for a Loved One?

If your parent or spouse is living with Alzheimer’s or another form of dementia, at some point, you may need to find a community that specializes in caring for them.  Given the progression of the disease, your loved one may eventually require 24-hour supervised care that is specifically designed to provide the level of safety and care they need.  

What important questions should you ask when looking for specialized care for a family member with a dementia related disease?  One of their first recommendations is to make sure that the community you are considering is fully equipped to care for the needs of your loved one.   

In order to determine the level of care your parent or spouse requires, they suggest making a list of their medical and physical needs starting with their level of mobility and do they use a walker or wheelchair?  Also besides dementia, what other illnesses or health concerns do they suffer from?  It is important to explain to a potential community all their conditions including any issues your loved one may have regarding aggression or other behaviors.  

Next you need to ask the community some questions beginning with the staff to resident ratio during the day as well as at night and what type training does the staff go through.  Be sure to ask whether there is a nurse on staff and if the place has a visiting physician.  Also, are residents given an individualized plan?  Furthermore, what are the living arrangements and security measures in place to ensure the safety of residents?  Do memory care residents have a separate dining area and safe outdoor space? 

Now ask questions about the community’s treatment plans and the type of care they provide to residents.  Do they engage in programs such as pet, music and/or reminiscence therapy?  Are residents grouped according to cognitive level and is there a place for those in the early stages?  Finally, after thorough consideration, you may just need to trust your instincts and choose the place you feel will provide the best care for your loved one.  

Along with assisted living, MorningStar at West San Jose offers specialized care in our Reflections Neighborhood for those with memory loss diseases.  Our holistic approach to care is designed to affirm the value of the person and to find ways to celebrate the smallest successes.  Beginning with compassionate caregivers to activities, programs and meal services tailored to our residents’ special needs, we bring a deep understanding of dementia to our care.  Please see our website for more information about exceptional senior living in San Jose.

MorningStar is guided by a culture rooted in our mission of honoring God, valuing seniors, and investing in our team, which allows us to deliver services with warmth, sincerity and depth of purpose. We have built a reputation for creating homes filled with an atmosphere of love and community. Please contact us for more information about the finest retirement communities in San Jose.

Source: aplaceformom.com/planning-and-advice/articles/memory-care-facility-checklist